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Bank of Canada Lowers Interest Rates: What This Means for Your Real Estate Decisions in Canada

The Bank of Canada announced a 25-basis-point rate cut, bringing the policy rate down to 2.25%. As the economy works through slower growth and global uncertainty, this move provides welcome support for homebuyers, sellers, and investors across Canada — including right here in Edmonton, AB.

Inflation is now trending closer to the Bank’s goal of 2%, making this a strategic time to encourage confidence and affordability in the housing market.

🏡 What This Rate Cut Means for Home Buyers

If you’ve been feeling priced out or waiting for the right moment, this may be your opportunity.

✔ Lower interest rates improve borrowing power
✔ Mortgage affordability becomes more manageable
✔ More home options may now be within reach

Even a small rate reduction can meaningfully impact your monthly payment and qualification amount. Refreshing your pre-approval is a smart next step.

🏠 What This Means for Home Sellers

Lower interest rates often spark a rise in buyer activity — especially among families waiting for affordability to improve.

✔ More qualified buyers re-enter the market
✔ Offers strengthen as affordability improves
✔ Fall & Winter remain very active seasons for serious movers

If you’re thinking of listing soon, a well-priced and well-prepared home can take advantage of renewed confidence returning to the market.

📈 What This Means for Real Estate Investors

Rental demand continues to be strong nationwide, and lower borrowing costs can boost long-term returns.

✔ Better cashflow potential
✔ Improved financing availability
✔ Strategic entry points before prices trend upward

Investors who analyze opportunities early in a transitional market are often rewarded later.

🔍 Why This Rate Cut Matters

This isn’t just a small number change.
It could be a turning point.

📌 Buyers who stepped back may come back
📌 Sellers gain a stronger pool of motivated purchasers
📌 Market momentum is shifting in a positive direction

While the economy adjusts, real estate continues to show resilience — especially in desirable Canadian markets like Edmonton & Sherwood Park, AB.

Let’s Review Your Best Strategy

Whether you're buying your first home, upgrading for more space, or investing in a growing market, today’s rate cut could be the advantage you’ve been waiting for.

If you’re curious about how this change affects your affordability or equity position…

📲 Let’s connect for a quick and personalized breakdown — no pressure, just clarity.

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Who Will Care for Your Children if You Don’t Decide?

For parents, one of the most powerful reasons to have a will is the ability to name guardians for your children. Without a will, the court decides who will raise them.

That’s a decision most parents would rather make themselves.

Your will is your opportunity to choose trusted individuals to care for your children and ensure they are raised in the way you envision. It’s not an easy topic, but it’s one of the most important.

As a Realtor, I help families find homes — but I also care about protecting the future those homes represent. A will provides stability for your family at every stage.

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What June 2025 Market Stats Mean for Buyers & Sellers

The Greater Edmonton Area real estate market remained steady in June 2025, with 2,877 homes sold and 4,215 new listings added. While this represents a 2.8% dip in sales from May, it still marks a 1.2% increase year-over-year. Inventory is also up 15% compared to last June—great news for buyers seeking more options.

Detached homes continue to dominate in popularity, with a 2.6% YoY increase in sales and a 6.4% increase in price. Even townhomes and condos are seeing gains, with condos up 2.9% in sales year-over-year and 1.4% in price.

Key Stats:
Average residential price: $464,955 (up 5.9% YoY)
Benchmark HPI: $439,700
Inventory: 6,768 active listings (up 15.0% YoY)

What does this mean for you?
Sellers: Conditions remain favourable, especially for detached homes
Buyers: With growing inventory, you may have more leverage now than in the fall

📩 Curious what your home is worth in this market? Contact me today for a free home evaluation.

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JUST SOLD! 🏡✨

A heartfelt thank you to Jean & Michelle for trusting me with the sale of their stunning Summerwood home. From the showstopping design to the peaceful cul-de-sac location, this one was truly special. Wishing you both all the best in your next adventure — it was an absolute pleasure to be a part of your journey!

📍 12 Springdale Point (e), Sherwood Park
4 Bed | 3 Bath | 2,255 SqFt | Jayman-Built

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Bungalow, Rancher, or Victorian? Choosing the Right Home Style in Edmonton & Sherwood Park

When it comes to finding your next home, style matters—and not just for aesthetics. The way your home is designed can influence how you live, entertain, and grow.

From cozy bungalows to sprawling ranchers, stately Victorians to sleek modern builds, Edmonton and Sherwood Park offer a wide variety of architectural styles. Each comes with its own personality—and purpose.

In my latest video, I take you on a brief tour through some of the most popular home styles over the past 100 years, plus I share a few key questions to consider when deciding what type of home truly suits your lifestyle.

Whether you're thinking about upsizing, downsizing, or finding your forever home, knowing what to look for starts with understanding how you want to live.

Curious about what’s available in your dream style? Let’s connect—I'm happy to help you navigate your options.

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What’s Your Home Personality? Take the Quiz and Find Out!

Discover your home personality with this fun 4-question quiz! Whether you're drawn to charm, modern minimalism, or family-friendly features, your results could guide your next move.

Have you ever wondered what your ideal home style truly is?

Whether you’re already living in your dream home or you’re just beginning to explore your options, discovering your home personality can help clarify what really matters to you in a living space.

This month, I’m sharing a fun and insightful quiz that only takes a minute — but the results might surprise you!

 

Why Take the Quiz?

Your home should reflect more than your budget or square footage needs. It should support your lifestyle, align with your design preferences, and feel like a true sanctuary.

This 4-question quiz dives into:

  • What you want most from your home now and in the future

  • How you like to spend weekends at home

  • Your ideal neighborhood vibe

  • Your favorite interior design aesthetic

By the end, you’ll discover which of four unique home personalities best suits you:

  • Vintage Vibes – For those who love charm, character, and history

  • Modern and Open – Clean lines, smart tech, and low maintenance

  • Family, Friends and Fun – Space for connection and community

  • Now and the Future – Simple, functional, and ready for what’s next

What Your Results Might Mean

If your quiz result lines up with your current home, you’re likely in a great place. But if your lifestyle and your home are out of sync, it might be time to think about what comes next.

Maybe you’ve outgrown your space.
Maybe your priorities have shifted.
Or maybe you're just curious about what’s out there.

Either way, this quiz is a great place to start.

Thinking of a Move? Let’s Talk.

If your home personality has changed, your next move should reflect that. Whether you're buying your first home, upsizing for a growing family, or looking for low-maintenance living, I’d love to help you find the perfect fit.

💬 Reach out anytime — I’m here to help you take the next step with clarity and confidence.

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Win a Trip to the 2025 NBA Draft – Courtesy of RE/MAX!

Calling all basketball fans and contest lovers across Canada (except Quebec)! RE/MAX is bringing you the ultimate basketball experience with The #1 Contest presented by RE/MAX—and you won’t want to miss this one.

🏀 What’s Up for Grabs?
This is your chance to win an unforgettable trip for two to the 2025 NBA Draft! Whether you're a die-hard hoops fan or just love the thrill of a once-in-a-lifetime experience, this contest delivers.

Grand Prize:
A VIP-style trip for two to the 2025 NBA Draft!

Includes:
✔️ Flights
✔️ Accommodation
✔️ Tickets to the Draft
✔️ And more unforgettable experiences!

Secondary Prizes:
3 lucky winners will each receive a $250 CAD NBAStore.ca gift card to stock up on your favorite team’s gear.

Key Contest Dates
Entry Start: June 2, 2025 at 9:00 AM ET
Entry End: June 12, 2025 at 11:59 PM ET

Don't miss the window—entries are only open for 10 days!

Who Can Enter?
The contest is open to Canadian residents (excluding Quebec) who are 18 years of age or older.
No purchase necessary. Every RE/MAX office is independently owned and operated

🔗 Enter Now Before Time Runs Out!

The #1 Contest presented by RE/MAX – where dreams (and draft picks) come true.

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Adventure Could Lead You Home: Travel, Explore, Connect

Summer is all about stepping away from routine and soaking in something new. Whether you're planning a quick getaway or a longer adventure, this month’s email features a few hand-picked travel spots perfect for every kind of explorer—from thrill-seekers to beach-lovers.

And while you're out there exploring... what if you stumble across a place that feels like it could be home? That’s where I come in.

I’m part of a trusted network of real estate professionals across North America. So if your vacation turns into a vision for your next move, I’ll help you get connected to a knowledgeable local expert who can guide the way.

This summer, enjoy the journey—and if you’re ready, I’ll help with the destination too.

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Bank of Canada holds policy rate at 2.75%

The Bank of Canada just held its key rate at 2.75%, and that decision may open the door for your next chapter—whether you’re buying your first home or looking to simplify your lifestyle.

For first-time buyers, this means more predictability in your monthly payments and a better shot at mortgage approval.

And if you’re downsizing—this market gives you the chance to cash in on equity and move into a home that’s better suited to your lifestyle today.

With stable interest rates and great value in Edmonton’s real estate market, it’s a great time to take that next step.

Let’s chat about what makes the most sense for you.

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Investor Tip: Declutter for a Competitive Edge

Decluttering isn't just for homeowners—it’s a savvy move for investors too. A clean, organized property presents better in photos, shows better in person, and leads to quicker leases and sales. This month, tackle one small area at a time: that spare room closet, catch-all drawer, or bathroom cabinet. And if your time is limited, I can refer you to trusted local pros who’ll get it market-ready fast.

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Data last updated on November 30, 2025 at 03:30 AM (UTC).
Copyright 2025 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.